About Raw Business Law
We have been practicing bankruptcy law for decades now here in Walnut Creek and Contra Costa County. We will be with you from the beginning till the end. No matter what the cause, we can help. Our team of lawyers are members of the State Bar of California, Contra Costa Bar Association. We are licensed to practice in the Northern District of California, the 9th Circuit Court of Appeals, and the Eastern District of California. We live here in the East Bay, and take pride in getting our neighbors out of debt an on a path to financial freedom.
At you read this, thousands of hard working American families are struggling financially at alarming rates, many from the same cause: Impossible medical bills, costly divorce, credit card debt, and a myraid of unfortunate, unforseen disasters. Credit card companies and banks often file lawsuits to collect overdue debts. Bankruptcy is designed to stop these lawsuits and help American families with their debt woes.
Unknown to many, United States bankruptcy law under went changes in 2005. Despite the law adjustments law, many people will still be able to file bankruptcy and eliminate all of their debts.
Depending on your income and situation, a Chapter 7 bankruptcy can do the following:
- 1) BANKRUPTCY CAN ELIMINATE THE LEGAL REQUIREMENT TO PAY CREDITORS. THIS INCLUDES CREDIT CARD DEBTS SUCH AS AMERICAN EXPRESS, VISA, MASTERCARD, MACY’S AND NEARLY ALL OTHER CREDIT CARDS.
- 2) BANKRUPTCY CAN STOP LAWSUITS.
- 3) BANKRUPTCY CAN STOP WAGE GARNISHMENTS ON SALARIES.
- 4) BANKRUPTCY CAN STOP HARASSMENT AT HOME OR WORK.
If you or someone you know needs our expertise, please call us today for a free telephone consultation. We have appointments readily available during the weekdays Monday through Friday.
California and Federal bankruptcy law are engineered to give its citizen’s in burdening debt a new start. We also advise our clients on how to manage their credit after bankruptcy to give them a clear path to financial independence.
The cultural legend that you have to wear on for seven years with bad credit after filing bankruptcy simply is not true. Bankruptcy will be on your credit report for 10 years. But often in three years you can establish good credit and build healthy finances. Many of our clients go on to qualify for mortgages just two to three years after bankruptcy.